Gerber sells more than just baby food. Learn about Gerber Life Medicare Supplement Insurance plans and how to find Medigap coverage that fits your needs and budget.
by Christian Worstell | Published April 23, 2024 | Reviewed by John Krahnert
Many people know Gerber for the baby food sold by Gerber Products Company. But Gerber Life Insurance Company actually sells a variety of insurance products, including Medicare Supplement Insurance (Medigap).
Gerber Life Insurance Company has provided life insurance products since 1967.
Part of the Gerber Life Insurance Company mission is to help parents and grandparents gain financial security, no matter what stage of life they may be in.
A Gerber Life Insurance log in reveals the company sells all 10 standardized Medicare Supplement Insurance plans, although not every plan is available in every location or in every state.
The 10 standardized Medigap plans that are available in most states are listed in the comparison chart below.
Scroll to the right to continue reading the chart
Scroll for moreMedicare Supplement Benefits
Part A coinsurance and hospital coverage
Part B coinsurance or copayment
Part A hospice care coinsurance or copayment
First 3 pints of blood
Skilled nursing facility coinsurance
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency
| Medicare Supplement Benefits | A | B | C* | D | F 1 * | G 1 | K 2 | L 3 | M | N 4 |
|---|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance and hospital coverage | ||||||||||
| Part B coinsurance or copayment | 50% | 75% | ||||||||
| Part A hospice care coinsurance or copayment | 50% | 75% | ||||||||
| First 3 pints of blood | 50% | 75% | ||||||||
| Skilled nursing facility coinsurance | 50% | 75% | ||||||||
| Part A deductible | 50% | 75% | 50% | |||||||
| Part B deductible | ||||||||||
| Part B excess charges | ||||||||||
| Foreign travel emergency | 80% | 80% | 80% | 80% | 80% | 80% |
* Plan F and Plan C are not available to Medicare beneficiaries who became eligible for Medicare on or after January 1, 2020. If you became eligible for Medicare before 2020, you may still be able to enroll in Plan F or Plan C as long as they are available in your area.
1 Plans F and G offer high-deductible plans that each have an annual deductible of $2,800 in 2024. Once the annual deductible is met, the plan pays 100% of covered services for the rest of the year. The high-deductible Plan F is not available to new beneficiaries who became eligible for Medicare on or after January 1, 2020.
2 Plan K has an out-of-pocket yearly limit of $7,060 in 2024. After you pay the out-of-pocket yearly limit and yearly Part B deductible, it pays 100% of covered services for the rest of the calendar year.
3 Plan L has an out-of-pocket yearly limit of $3,530 in 2024. After you pay the out-of-pocket yearly limit and yearly Part B deductible, it pays 100% of covered services for the rest of the calendar year.
4 Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to $50 copayment for emergency room visits that don’t result in an inpatient admission.
The 10 standardized Medicare Supplement Insurance plans available in most states can provide coverage for nine different benefit areas.
Each plan offers its own combination of coverage in the following areas:
Depending on where you live, you may be able to find Gerber Medigap plans that include some of the following popular plans:
Gerber was awarded an A rating from A.M. Best in May, 2018. This is the third highest awarded rating out of thirteen possible categories. 1
You can read Medicare Supplement Insurance customer reviews to learn more about how many Medicare beneficiaries benefit from having a Medigap plan and why MedicareSupplement.com is a trusted source for Medicare Supplement Insurance plan quotes and enrollment.
The best time to sign up for a Medigap plan is during your Medigap Open Enrollment Period. Your Medigap Open Enrollment Period lasts for 6 months and begins as soon as you are at least 65 years old and enrolled in Medicare Part B.
During your Medigap Open Enrollment Period, insurance companies cannot use medical underwriting to determine your Medigap premiums or plan acceptance based on your health.
You may still sign up for a Medigap plan after your enrollment period closes, but you may be subject to underwriting and might end up paying more for your plan.
Call to speak with a licensed insurance agent today who can help you compare the Medigap plans that are available where you live.
Or call now to speak with a licensed insurance agent:
Christian Worstell is a licensed insurance agent and a Senior Staff Writer for MedicareSupplement.com. He is passionate about helping people navigate the complexities of Medicare and understand their coverage options.
His work has been featured in outlets such as Vox, MSN, and The Washington Post, and he is a frequent contributor to health care and finance blogs.
Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism. He currently lives in Raleigh, NC.
1 Meet Gerber Life Insurance Company. Gerber Life. Retrieved Aug. 2019, from www.gerberlife.com/about.
See how the 10 Medigap plans differ. Review our chart for a detailed comparison of Medicare Supplement insurance benefits and compare Medigap options where you live. Read more
Medigap Plans F and G are the most popular Medicare Supplement plans in 2019. Learn more and compare your Medigap plan options.
Learn about Medicare Supplement (Medigap) Plan D coverage, costs and benefits. Compare Medigap Plan D options available where you live.
Medicare Supplement Insurance (Medigap) Plan F offers the most basic benefits of any Medigap plan. Learn more and find out if it could work for you. Read more
Medicare Supplement Insurance Plan G is a recently updated, benefits-rich Medigap plan. Learn more about benefits, availability, and enrollment. Read more
Use this Medicare Supplement Insurance plans comparison chart to view Medigap plans side by side. Explore benefits and costs and find plans that may be available where you live.
Medigap Plan F offers the most comprehensive coverage of any Medigap plan, but Plan G offers almost as many benefits. Learn more.
Medicare Supplement Insurance (Medigap) Plan N is similar to Plan F, except Plan N doesn't cover the Medicare Part B deductible or excess charges.
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